Yes, I downvote youtube links.

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Joined 3 months ago
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Cake day: December 12th, 2024

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  • Kitathalla@lemy.loltomemes@lemmy.worldJust checking
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    4 days ago

    Some are mandated, like auto insurance. Some are because your relative loss from buying insurance is waaaaaaaay less than your loss from an actual disaster. I for one don’t mind paying (and this is an example, lol, like I can afford a home in my area) $200k over 40 years when the cost to rebuild my home after a fire, flood, hurricane, tornado, earthquake, or godzilla would be >$400k.

    Health insurance is the real head scratcher. It’s almost a guarantee that you’ll need it at some point. Pet insurance falls under this as well. A friend was telling me that it was a no brainer unless you’re the type to shoot the dog as soon as it gets mildly sick. It’s something along the lines of $40 a month, which means you’re paying $480 a year, or maybe $4,800-$9,600 over the 10-20 year lifespan of the dog (it’s a dog in this example because my fingers like the d more than the c). You know how much a single emergency with a dog can cost? Probably the entire amount you’d pay over a 10 year life span. If it is a longer problem, it balloons even more. And, importantly, right now pet insurance is where health insurance was at years ago, where they didn’t scratch out your eyeballs over every payment. It may take that turn here soon, once the industry is more established. That’s what my buddy actually wants to do, is review cases for pet insurance companies. I might have to toss him out of the car one day if it gets to the point of our human health insurance.



  • I wonder if it’s less ‘looking out for each other,’ and more of a ‘the only enemy I have to fear is myself.’ Musk is powerful right now, don’t fool yourself. He’s got the backing of a fucking government, after all. He also has, just like all the other ‘rich,’ the resources to bring an endless parade of lawsuits against you, and fund them all the way through, like what happened with hulk hogan being funded by thiel. Where the rich have no fear against the criminal law (they’re protected behind corporate responsibility and thus fines[lol!]), or the lawsuits of peasants who will run out of money after a year at most, other rich have weapons against them.






  • Kitathalla@lemy.lolto196@lemmy.blahaj.zonerule :(
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    18 days ago

    /fellating_pikachu_meme

    Good lord. How in the hell does that thinking even survive a first pass at thinking about how a fru-fru place like an ice cream shop could survive while the people living there wouldn’t be able to get to a place with ‘real food’ on offer?


  • I can’t get deep into the search right now, but you can check the big overviews. It’s called the ‘Hygiene Hypothesis’ and it’s been a topic for quite a while. Some interesting articles that will get you in the general area are about some specific allergens, microbiome influence on allergens, and this one I can’t find a link for right now, but look up the research on Finnish children who became politically separated from their close relatives by a political border (when the USSR and the ‘western world’ became contentious and the flow of people became stymied). That one is particularly interesting because you have three populations: the USSR folks at the border (a rural area), the Finnish folks at the border (a rural area), and the Finnish folks away from the border in the urban areas. If I remember correctly, the Finnish word for autoimmune disorders has literal translation of ‘clean house disease’ or something similar.

    What makes the border research interesting is you have two ‘western medicine’ groups split by the rural/urban divide and a rural ‘other’ category to compare to. I can’t remember if they had issues and couldn’t include the USSR urban group, or if it was too great of a divide genetically/diversity-wise to include to accurately compare without adding a third condition.





  • Kitathalla@lemy.lolto196@lemmy.blahaj.zoneRule
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    1 month ago

    There was a trend for a while on /tg/ for creating ‘one-page’ games. The premise and every rule must fit on one standard page. I think my personal favorite was Road Rage Crab Truck Drivers. They were meant to be played quickly, in one night or so, as a break from a traditional campaign that would take many meetings, like D&D or WW games.





  • It’s amusing how things you never expect to be seen by others suddenly go intercontinental because your company likes them. I have a friend who retired from her corporate job about 15 years ago. She had an excel document (that I guess became some sort of super document, I dunno, I’m not into that sort of stuff), and it worked so well for her work that it became the company standard for a gigantic multinational corporation (they’re one of the ones you always hear involved in US wars), and whatever she did couldn’t be changed once she left.

    That means she occasionally still gets contacted about her mildly suggestive name for the file. It references testicles and corporate greed in one go round.


  • Kitathalla@lemy.lolto196@lemmy.blahaj.zoneRulesday
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    1 month ago

    Not just spooky, it can get downright freaky. I was out rowing in a foursome in the early morning, and we hear a ruckus. All four of us thought it was preschool age kids yelling and screaming during play… at first. It was incredibly foggy that morning, cold, and dark. When we realized what we were hearing, and how many it sounded like, break time on the shore was over.