What they meant was: you’ll become more conservative when you own a home, have kids, and start thinking about retirement.

Good point.

To a coast. For example Ashland was 75 today, on the lake. Eureka CA had a high of 60, which is in my neck of the woods, my high today was 57.

That’s why I moved to where it’s regularly 10-15 degrees cooler than I like. And I’m buying more land further north from there. Gotta lead it.