I blow hot air.

  • 1 Post
  • 23 Comments
Joined 2 years ago
cake
Cake day: July 6th, 2023

help-circle

  • Vent@lemm.eetomemes@lemmy.worldJust checking
    link
    fedilink
    arrow-up
    66
    ·
    5 days ago

    You can easily do a same-day wire transfer of this amount. Technically there’s no limit on the size of wire transfers. There’s probably a point where the bank will start asking questions, but car / mortgage down-payment sized transfers aren’t an issue.

    But, yeah, I bet cash withdrawals are another ballgame. Not least because the bank probably doesn’t actually keep that much cash in typical customer-facing locations.





  • There are other elections, primaries, donations, and general social pressure. The sad part is you’re right, committing to vote for the lesser evil every time does reduce pressure and influence. However, it’s not a flaw in the voting strategy, it’s a flaw in the voting system.

    The alternative is to abstain or vote for someone with no chance, in which case you end up with the greater evil in office who has four years to inflict permanent damage on people and further corrupt the system. You may show the less-evil party that you don’t agree with them and that they need to rethink some policies, but the point is moot if they aren’t in power and now the greater evil can do things like appoint three SCOTUS justices, irreversibly damage the environment, and pass voting “reform” to lessen the impact of your future votes. Your message is sent, yes, but the overall impact is bad for everyone and reduces your future influence.

    In a FPTP system, that’s the sad reality we are given. There really is no better choice than to vote for the lesser evil in the presidential election. That’s why ranked choice voting would be such a game changer, then you truly can vote for your favorite without helping your least favorite gain office.

    You have more influence the smaller the election is, which is partly why it’s so important to vote in every election, especially your local elections. Local elections also more directly impact your community and broad elections are impacted by them too! Nearly all higher-up politicians start local, and the larger parties look to local elections to see what gets people out to vote. Plus, if you hate all of your options in a local election, it’s much more possible to run yourself and actually have a change at winning. You aren’t just voting for candidates either, there’s almost always projects, new laws, and funding allocations to vote for locally.








  • Life is easier if you just always tip 20% no matter what. I go to restaurants to eat. It’s not my job to judge the waiter, and who am I to judge someone I don’t know on a job I’ve never done?

    Tipping is stupid, yes, but that’s the culture and people need it to live. Only exception I make is if a restaurant has a required gratuity (usually 18%), I don’t tip any additional.





  • Thankfully, Walmart stopped weighing items entirely. Not sure how it affects theft, but it sure makes the checkout process smoother. Don’t need to wait after scanning each item. Don’t need take reusable bags out of your cart. And they replaced almost all of their checkout lanes with self checkouts.

    Too bad Walmart is evil, because their checkout is 👌 and Sam’s scan-and-go is just 💦. Every other store is just bad UX.



  • Vent@lemm.eetoMemes@lemmy.mlthe rich are given
    link
    fedilink
    arrow-up
    2
    ·
    2 years ago

    When you pay principal, you are gaining that much value back as equity. It makes more sense if you think of a loan for something physical like a mortgage. If you pay $100 of principal on your mortgage, that money turns into equity that you own in your home so that when you sell you get that much more (in a simplified way).

    You aren’t losing the $100 you pay in principal, it’s just transferring into an asset rather than liquid cash. With a student loan, that asset is your degree/education. It’s a little different than a mortgage because the bank can’t repossess your degree, but the underlying logic is the same.

    You could also think of it like paying for your degree on a payment plan. You wouldn’t expect to get a tax writeoff on your couch just because IKEA let you pay in monthly installments.