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Joined 2 years ago
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Cake day: July 7th, 2023

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  • The listed amount is actually an annuity that pays out over like 25 years. The base lump-sum amount is usually only around half of the listed amount. So a $2b win would only pay out about $1b in cash. And then that cash amount is heavily taxed.

    You should almost always choose the cash option even if the annuity is a “larger” total, because the annuity’s rates very rarely beat inflation rates over the 25 year time period… So you’re better off just taking the cash as a lump sum and investing it in index funds and bonds, which will virtually always beat inflation rates over time.

    But all of this is to say, it’s not quite an 80% tax rate. It’s more like 55%, once you consider the fact that the cash option is already only about half of the listed winnings.




  • (The Sims, I’m looking at you).

    It is 2014. I am twenty years old. I am booting up The Sims 4 for the first time. I find myself disappointed by the amount of content that is missing when compared to The Sims 3….

    It is 2024. I am thirty years old. I am booting up The Sims 4 again. I have not touched the game for months prior to this, but I just spent $40 on the newest expansion. I find myself disappointed, but I feel like I need to play it a few more times to get my money’s worth.

    It is 2074. I am eighty years old. I am booting up The Sims 4 again. I have not touched the game for months prior to this, but I just spent $700 on the newest expansion. The game now requires an entire 512TB drive. It takes 23 minutes and 41 seconds to boot up. My computer chair hurts my back.





  • PM_Your_Nudes_Please@lemmy.worldto196@lemmy.blahaj.zone90s rule
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    13 days ago

    Ross lived across the street, and Chandler lived across the hall. For Chandler, the difference between his own kitchen and Monica’s kitchen was 2 doors and about 10 steps. For Ross, it was only three flights of stairs. The only one who consistently lived farther away was Phoebe.

    Plus it’s NYC. They’re not driving anywhere; They walk or take the subway. Even if Ross lived farther away, if Monica’s apartment was on his way to work, it would just be a matter of getting off at an earlier stop to pop by.


  • My favorite bit about fridging is that the term initially got coined due to Alexandra DeWitt being killed to get at the Green Lantern. She was later resurrected as a zombie during part of the Black Lantern story arc, and was always shown inside of a fridge even as a zombie. She was only shown a few times, so it was a subtle nod to the criticism the writers had received for fridging her in the first place.


  • Blahaj.zone is an instance created by and for trans and queer people, but I think Hexbear beats them in sheer numbers due to instance size. At least go check out /onehundredninetysix, which is the recreation of /196 after the /196 blahaj.zone mods tried to move to Lemmy.world. It had a lot of people pissed, mods had a bad “the users don’t own this community, we do” attitude about it, and eventually /onehundredninetysix was created.

    Hexbear’s mods have historically been very strict regarding transphobia so lots of trans people have seen it as a friendly place. I think there was also a migration from blahaj to Hexbear when someone was banned from blahaj for refusing to use the pronouns “drag/drag” for a person who self-identified as a dragon. It was like watching the “I identify as an Apache attack helicopter” meme play out in realtime, and a lot of blahaj users weren’t comfortable with it.






  • I’m a fan of live ladybugs for pranks. You can buy 1500 ladybugs for like $9. They’re intended for garden pest control. They come with some wet food inside the container, (which provides both food and water for them) so they can live in the container for a day or two after being delivered. And their instinct when you open the container is to fly away, because they naturally want to spread out and get away from where they hatched.

    Quietly pop that lid open during a housewarming party, and they’ll be finding ladybugs everywhere for weeks. At most, they’re a minor annoyance. So it’s not explicitly harmful or destructive like some of the other options. If anything, they’ll actually help control more harmful pests.


  • Technology Connections: Deep dives into the random everyday tech around you. If you have ever wondered how your air conditioning or a traffic signal works, check it out.

    Macho Nacho: Game console modding. Installing mod chips and software mods, explaining their benefits and drawbacks, etc…

    Adam Savage’s Tested: Adam Savage from Mythbusters is a prop-maker turned machinist. He hosts a show where he does all kinds of tool tips, workshop experience, war stories from his time in the film industry, etc…

    AvE: Machinist with decades of experience goes through tool reviews/teardowns, machinist experience, etc…

    The Modern Rogue: Two certified idiots cover everything from attempted weapon builds to whiskey tasting.

    Skill Tree: LARP’er tries to make his own gear.

    Eoin Reardon: Traditional carpenter restores hand tools

    Smarter Every Day: Scientist goes on a journey to learn as much as he can. He covers everything from nuclear engineering to why a frisbee is shaped the way it is.

    Practical Engineering: Civil engineer explains how and why infrastructure is built the way it is. He covers everything from river dams to the slopes leading up to highway overpasses.


  • Sorry for the double reply. Just had a thought and wanted to make sure you saw it. If you have set your modem to bridge mode, make sure your personal router has a good password, and isn’t just using the default credentials. Since the modem is passing all the traffic straight to your personal router, your router is basically acting as your network firewall… Which means it is handling all of the security; Keep the firmware updated, (depending on the brand, it probably has an auto-update option!) and change the default login credentials.

    Also, since you know how to port forward things, consider turning UPnP off. It’s a security risk, (it allows virtually any device on your network to request open ports, which means malware and insecure IoT devices can request open ports too,) but many routers ship with it enabled by default because they don’t want to deal with people calling in to complain about their washing machine being unable to connect to the internet.

    I figure you probably already did… But I’d be negligent if I didn’t at least mention it.



  • Netflix streaming isn’t limited.

    Yes it is. It’s a monthly subscription. You pay every month. That’s a time limitation. If you pay for a month, you only get a month of usage, just like a Usenet monthly subscription.

    Costco isn’t limited to 5 visitors a month.

    But again, you only get the month you paid for. It’s a time limitation, just like a monthly usenet subscription.

    Many ISPs don’t limit you to a preset amount of data (fuck you Crapcast).

    Neither do monthly usenet subscriptions. I think you need to go re-read my original comment, because you seem to think that the monthly subs are limited. They’re not. The only limitation on monthly subs is time. Which is the exact same limitation as the other subscriptions you mentioned.


  • Wait, so I have to pay for access and even then it’s still limited?

    I mean, all subscriptions are limited in some way. That’s how a subscription works. You either get limited by time (monthly sub) or by usage (data cap). If it were a perpetual/lifetime access license, it wouldn’t be a subscription.

    That’s why I said most people keep a monthly subscription for everyday usage, and then only use the secondary subscription when their primary is missing something. The usage doesn’t expire, so it’s not something you need to constantly maintain unless you’re actively using it. So they’re not constantly getting dinged for usage on that second provider, because the monthly doesn’t have a data cap.

    The reason people like Usenet is because you don’t need to worry about seeders or dead torrents. You grab the file you want, and it caps out your gigabit download speed every time.