Femboys are the people that aren’t that flexible and then you release a new showerhead the next day

Umm… That’s very random

Yes, very much this. I find it kinda funny that once the press discovered this huge disagreement (not really) between them it was talked about in every singe debate even though absolutely nobody is wanting to give us nukes

That’s the part I don’t get at all. How come is not having any credit history a bad indicator? If anything, it should tell that the person is financially stable to afford things without needing credit.

Where I live (and I think in other European countries too, with exceptions) it works other way around. Having a clean credit record is a good thing and only if you neglect your payments you get negative marks on your record. Having any negative marks generally prevents you from taking any new loans or financing (a good thing!) but negative marks will be cleared after debts have been paid off and some time has passed.

The expectation of everyone having a credit card as soon as they can get one and paying everything with credit to somehow “build” credit. Sounds such a great way to get people into financial trouble at a young age.

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